Terms & Conditions

Sanctuary Wealth Group, LLC and its affiliates Sanctuary Securities, Inc. (“Sanctuary Securities”) and Sanctuary Advisors, LLC (“Sanctuary Advisors”) (collectively, “Sanctuary Wealth”, “we”, “us”) provides both brokerage and investment advisory services through its network of financial professionals (“Financial Professionals”).

Sanctuary Wealth’s website offers users general information pertaining to its products and services, including third party links to various sources of news, market analysis and research (collectively referred to as, the “Site”). The Site is primarily intended for investment professionals, although private investors who are interested in our investment services can access information about specific Financial Professionals on the Site. No part of this Site may be reproduced in any manner without the express written consent of Sanctuary Wealth.

Acceptance of Terms

By using the Site, you accept and agree to be bound by the terms of service set forth below, as they may be amended from time to time (“Terms of Service”). These Terms of Service are a binding agreement between you and Sanctuary Wealth. You should review these Terms of Service from time to time, as your continued use of this Site signifies your acceptance of any changes. If you do not agree with these Terms of Service, your sole and exclusive remedy is to discontinue using the Site. For purposes of this agreement, a user of the Site may also be referred to as “you”.

The Site does not constitute a complete description of the financial services offered by Sanctuary Wealth’s Financial Professionals.

Although the Site may include material about advisory services, market research, analysis or commentary, Sanctuary Wealth, including through its Financial Professionals, are not providing investment advice through the Site and do not represent that any investments are suitable. The information shall not be construed to be a recommendation to buy or sell securities. Nothing in the Site shall be considered a recommendation or solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.

You also acknowledge that the content on the Site does not constitute legal, tax, investment, financial, or other advice. You acknowledge and agree that Sanctuary Wealth is not liable for any decisions (including investment decisions), acts or omissions made by you based upon your use of the Site.

Acceptable Use and Prohibited Uses

You acknowledge and agree that you will use the Site only for lawful purposes and acknowledge and agree not to do any of the following: (i) copy, reproduce, distribute, create derivative works, resell, or make commercial use of the Site; (ii) reverse engineer any technology provided in connection with the Site; (iii) alter or remove any copyright notices or other identification of intellectual property; and (iv) use the Site for illegal purposes or for the transmission of material that is unlawful, or that infringes the rights of others.

Copyright/Trademarks

The Site is owned by Sanctuary Wealth and its contents are protected by United States copyright laws. All content, trademarks, services marks, trade names, logos, and icons are proprietary to Sanctuary Wealth or its affiliates, licensors or agents. Other third-party products and brand names may be trademarks or registered trademarks of their respective owners, including other third parties, and may not be affiliated with Sanctuary Wealth. Nothing contained in the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without the writen permission of Sanctuary Wealth or such third party that may own the trademarks displayed on the Site. Your use of the trademarks displayed on the Site, or any other content on the Site, except as provided herein, is strictly prohibited.

Protection of Personal Information and Privacy

Sanctuary Wealth’s use of your personal information is in accordance with our privacy policy and is incorporated by reference into these Terms of Service.

Sanctuary Wealth collects nonpublic personal information about you from information we receive through the “Independence Calculator”, “Contact Us” form or other forms or applications on the Site.

We collect such personal information to provide you with requested information or offer relevant products or services.

Sanctuary Wealth restricts access to your personal information to those Sanctuary Wealth employees and affiliates who need to know that information to provide information, products or services to you. Sanctuary Wealth maintains physical, electronic and procedural safeguards to guard your nonpublic personal information. We do not disclose any nonpublic personal information about you to anyone, except as permited by law.

The categories of information that we collect about you are:

• personal details and contact information (e.g., name, address, telephone number and email);

• employer name; and

• certain financial information

We may use your personal information to:

• deliver services to you;

• respond to your inquiries or requests for information;

• maintain our accounts and records;

• communicate with you about the products and services that you use, or that we offer; and

• comply with our legal or regulatory requirements.

If you would like to discuss or exercise any rights you may have to access or correct your personal information, please contact our Compliance Department.

Changes to our Privacy Statement

From time to time, we may update our Privacy Policy. If we change our Privacy Policy, we will notify you of the changes and provide you with an updated copy of our policy. If at any time you choose not to accept the terms of this Privacy Policy, we request that you notify us by contacting the Compliance Department.

Use of Cookies and Other Tracking Technologies

We use cookies and other tracking technologies to improve your browsing experience on our Site, to show you personalized content and to analyze our Site traffic. By browsing our Site, you consent to our use of cookies and other tracking technologies.

Force Majeure

Sanctuary Wealth will not be liable for failure or losses caused by conditions and events beyond its control including, without limitation: fire, electrical, mechanical or equipment breakdowns, delays by third party vendors and/or communications carriers, civil disturbances or disorders, terrorist acts, strikes, acts of governmental authority or new governmental restrictions, market fluctuations or acts of God.

Third Party Links

We provide links to our Financial Professionals or, in some cases, third-party websites on our Site as a convenience to you. Such links are not intended as an endorsement of or referral to any linked websites. We do not have any control over such websites, and therefore we have no responsibility or liability for the manner in which the third parties operate their websites, or how they may collect, use or disclose, secure and otherwise treat your personal information. We recommend you carefully read the privacy statements, notices and terms of use of any linked websites.

Any third-party information or opinion on the Site about securities and other investments reflects the independent work product of that third party and is not a recommendation of Sanctuary Wealth or its affiliates or agents.

Disclaimer and Limitation of Liability

THE SITE AND INFORMATION PROVIDED WITHIN THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. NEITHER SANCTUARY WEALTH NOR ANY AFFILIATED PERSON OR ENTITY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE QUALITY, ACCURACY, OF AVAILABILITY OF THE SITE. SPECIFICALLY, BUT WITHOUT LIMITING THE FOREGOING, NEITHER SANCTUARY WEALTH NOR ANY PERSON OR ENTITY AFFILIATED WITH SANCTUARY WEALTH WARRANTS OR REPRESENTS

THAT THE SITE OR THE INFORMATION PROVIDED WITHIN THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, AND UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. SANCTUARY WEALTH DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT.

SANCTUARY WEALTH WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES, OR ANY DAMAGES WHATSOEVER, EVEN IF SANCTUARY WEALTH HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE, OR PERFORMANCE OF THE SERVICES AND INFORMATION AVAILABLE FROM ITS SITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITE AND ANY THIRD PARTY CONTENT.

SOME OF THE FOREGOING EXCLUSIONS AND/OR LIMITATIONS ARE NOT PERMITTED IN CERTAIN STATES OR COUNTRIES.

Indemnification

As a condition of your use of the Site, to the extent permited by law, you agree to indemnify and hold Sanctuary Wealth, its affiliates, agents, third party providers, merchants, licensors, and others involved in the delivery of the Site or information, products, or services over the Site, and their respective officers, employees, and directors, harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of the Site, or from your violation of these Terms of Service.

Changes to the Website

Sanctuary Wealth may restrict access to the Site or discontinue or modify the Site at any time without prior notice to you. Your continued use of the Site following any such modification will constitute acknowledgement of your acceptance of said modifications.

Governing Law

Except as otherwise required by law, the Terms of Service for this website are governed by the laws of the State of Indiana without regard to conflicts of law and shall inure to the benefit of Sanctuary Wealth’s successors and assigns, whether by merger, consolidation, or otherwise.

Severability

If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.